Benefits of membership include:

Self-Insurance Claims

• Expert claims oversight and outstanding claims closure
• Hands-on professionals
• Claims loss ratios under 20%
• Appropriate reserves to ensure the quick closure of claims
• Online claims reporting system to speed up claims monitoring and provide immediate access to claims data
• Comprehensive protection against catastrophic claims through the best excess insurance coverage in market
• Special support on the effective use of first aid
• Medical service provider networks developed by a team that has pioneered innovations in business-provider partnerships

Dividends

• Dividends are primarily based on individual self-insurance member performance- those who effectively control claims and costs benefit the most.

Stability

• Fast-growing financial security due to low claims costs, tightly controlled expenses and steady membership growth
• Underwriting to attract the top-performing companies in the industry and unmatched claims support that keeps them in the program
• Future cost for members is based on experience of the group, enabling NRSIG to benefit from its strong claims support